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Terms & Conditions of Use

Effective Date: May, 19, 2025
Last Updated: May 19, 2025

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1. Introduction

Welcome to The Sullivan Report ("we", "us", "our," “the brand,” “the company”). The Sullivan Report is owned and operated by Edward J. Sullivan (“Ed Sullivan,” “economist,” “owner, “Mr. Sullivan”). These Terms of Service ("TOS") govern your access to and use of our website (“site”), TheSullivanReport.com, “The Sullivan Report” brand, economic forecasts, Substack news created by The Sullivan Report and Edward J. Sullivan (“Ed Sullivan,” “economist,” “owner, “Mr. Sullivan”), projections, or industry insights analyses subscription service (the "Service"), or other materials by Edward J. Sullivan and The Sullivan Report.

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These Terms of Use constitute a legally binding agreement between you and www.TheSullivanReport.com and “The Sullivan Report’s brand.” Please read these Terms of Use, the terms and conditions, policies and guidelines, or services professionally provided by The Sullivan Report (“the brand”) and Edward J. Sullivan before working with Mr. Sullivan and/or his company. By accessing or using the Site, you agree to comply with and be bound by these Terms of Service (“TOS). ​

If you do not agree to these terms, do not access or use the Site or Service.

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These Terms and Conditions of Use require the use of binding arbitration to resolve disputes rather than jury trials or class actions. You also may follow instructions and have the right to opt-out of any site outreach/engagement. ​Separate terms and conditions apply to the purchase, download, and use of digital content or any materials (hard copy, video, etc.) of The Sullivan Report, TheSullivanReport.com, or Edward J. Sullivan.

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2. Eligibility and User Responsibilities

You must be at least 18 years old or the age of majority in your jurisdiction to access and use the Service. By using the Site, you represent that you are legally able to form binding contracts and that you agree to comply with all applicable local, state, and international laws and regulations.

 

You agree to:

  • Provide accurate and current information when registering or subscribing.

  • Safeguard your account credentials, including username and password.

  • Not use the Service for any illegal or unauthorized activities.

 

3. Other Services

  • The Sullivan Report, TheSullivanReport.com, and Ed Sullivan do offer additional services (i.e., including but not limited to consulting, presentations) that might be paid through TheSullivanReport.com or to the company directly.

  • All terms and requirements noted in this document apply as well to those services as well as any contractual terms directly for those events or situations.

 

4. Subscription Plans and Payment

a. Subscription Options

We offer several subscription plans that include access to our market forecasts, economic analyses, projections, and other premium content. Subscription plans are available on a monthly, quarterly, or annual basis. Even our free subscriber plans are bound by these Terms of Use.

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b. Payment Terms

By subscribing to our Service, you authorize The Sullivan Report to charge your chosen payment method for the full amount due at the time of subscription and subsequent renewals. Payments are due on the date of subscription. At this time, they are not set to automatically renew.

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c. Free Trials and Discounts

If a free trial or promotional discount is offered, the terms of such an offer (including the duration) will be clearly outlined at the time of subscription. After the trial or discount period ends, your subscription can be extended at the referenced rate or terms provided.

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5. Account Registration and Security

To access certain features, you must create an account. You agree to:

  • Provide accurate, complete, and current registration information.

  • Keep your account details (e.g., username, password) secure and confidential.

  • Notify us immediately if you suspect unauthorized access to your account.

 

You are solely responsible for all activities under your account.

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6. User Conduct and Acceptable Use

You agree not to:

  • Violate any laws, regulations, or third-party rights when using the Service.

  • Engage in any activity that may damage, disable, or overburden the Service or interfere with others' use of the Site.

  • Attempt to gain unauthorized access to our systems or networks.

 

We may suspend or terminate your access to the Service if we determine that you have violated these Terms of Service.

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7. Content and Intellectual Property

a. Ownership

All content provided on the Site, including but not limited to data, forecasts, analysis, text, graphics, images, software, and reports (the "Content") is the property of Ed Sullivan and The Sullivan Report (unless purchased for use such as select images) and is protected by copyright, trademark, and other intellectual property laws.

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b. License

By subscribing to our Service, you are granted a limited, non-transferable, non-exclusive license to access and use the Content for personal or internal business use only. You may not:

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  • Copy, reproduce, distribute, or create derivative works of the Content.

  • Additional paid users for your account will have the same access, responsibilities, and requirements as you. Only approved, licensed users are allowed access to The Sullivan Report and Ed Sullivan's materials for viewing, sharing, or downloads.

  • Sell, resell, or redistribute the Content.

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c. User-Generated Content

If you submit content, including comments or feedback, to the Site, you grant The Sullivan Report a worldwide, royalty-free, perpetual license to use, modify, and display such content for marketing and promotional purposes.

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8. Privacy and Data Protection

Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. Key points include:

  • California Residents: Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information, including the right to:

    • Know what personal data is collected.

    • Request deletion of personal data.

    • Opt-out of the sale of personal data (we do not sell personal information).

    • Access personal data and receive it in a portable format.

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For more information, please see our Privacy Policy or contact us at info@TheSullivanReport.com to make a request under the CCPA.

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  • U.S. Residents: We comply with U.S. federal privacy laws and treat all personal information with care. We do not share your personal data with third parties, except where required to fulfill service obligations or by law.

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9. Disclaimers and Limitation of Liability

a. No Warranties

The Service and all Content are provided "as is," without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.

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b. Limitation of Liability

To the fullest extent permitted by law, The Sullivan Report, TheSullivanReport.com, and Edward J. Sullivan shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, even if we have been advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Service is to stop using it.

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10. Termination

We may terminate or suspend your access to the Service at our discretion, with or without notice, for any violation of these Terms of Service. Upon termination, you must immediately cease using the Service and destroy all Content downloaded from the Site. If you are found to have violated any terms of this agreement, subscribers and other purchases through The Sullivan Report may not be refundable or partially refundable.

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11. Indemnification

You agree to indemnify and hold harmless The Sullivan Report, TheSullivanReport.com, and Edward J. Sullivan, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, losses, or expenses (including legal fees) arising from:

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  • Your use of the Service.

  • Your violation of these Terms of Service.

  • Any third-party claims related to your use of the Service.

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12. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service or any portion of it at any time. We may also update these Terms of Service from time to time. Changes to the Terms of Service will be posted on the Site with an updated “Last Updated” date. By continuing to use the Service after changes have been posted, you agree to the new terms.

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13. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of the state of Illinois, United States, without regard to its conflict of law principles. Any dispute arising from or related to these terms will be resolved through binding arbitration in Illinois under the rules of the American Arbitration Association (AAA).

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For California Residents: You may also file claims in small claims court in your jurisdiction.

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14. Severability

If any provision of these Terms of Service is deemed invalid, illegal, or unenforceable, the remainder of these terms will remain in full force and effect.

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15. Contact Information

If you have any questions regarding these Terms of Service or your subscription, please contact us at:

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The Sullivan Report
Email: info@TheSullivanReport.com
Phone: 224.446.0843
Address: 1801 Tower Drive, #307, Glenview, IL 60026  USA

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16. California Consumer Privacy Act (CCPA) Notice

For California residents:


As a California resident, you have the right to request information regarding the personal data we collect about you and request that we delete your personal data. If you wish to exercise any of these rights, please contact us at info@TheSullivanReport.com.

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17. Do Not Sell My Personal Information:
We do not sell your personal information to third parties. However, if our practices change in the future, we will update this notice to reflect those changes.

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